Financial Management Bureau

Welcome to Financial Management Bureau (FMB), an independent financial planning company based in the picturesque county of Cumbria. With offices in Kendal and Cockermouth, we have been providing expert financial advice to individuals and businesses for many years. Our team of experienced financial planners are dedicated to helping you navigate the complex world of finance and plan for a secure and prosperous future.

Our Values

At FMB, we pride ourselves on our strong values and ethical approach to financial planning. We believe in building long-term relationships with our clients based on trust, integrity, and mutual respect. Our clients are at the heart of everything we do, and we strive to provide the highest levels of service and advice at all times.

Our Roots

FMB was founded on the belief that everyone deserves access to expert financial advice, regardless of their background or circumstances. We are an independent company, which means we are not tied to any particular product provider or investment house. This enables us to provide impartial advice and tailored solutions that meet your specific needs and goals.

Our Team

Our team of financial planners are some of the best in the industry. They have all achieved, or are working towards, higher level qualifications than the mandatory Diploma level. Some of them specialise in certain areas such as tax planning, pension scheme transfers or later life planning. Not only do they have the technical expertise, but they also have many years' experience and deal with different scenarios every day. Where client situations are unusual or complex, our teamwork approach ensures that we can provide the best possible advice.

Our Services

At FMB, we offer a comprehensive range of financial planning services to help you make the most of your money. These include:

• Investment planning: We can help you create a diversified investment portfolio that is tailored to your risk profile and goals. Our investment strategies are designed to deliver long-term growth and income.
• Retirement planning: We can help you plan for a comfortable and secure retirement. Our advice covers everything from pension planning and annuity purchase to drawdown strategies and tax-efficient investments.
• Tax planning: We can help you minimise your tax liabilities and make the most of any tax allowances and reliefs available. Our tax planning strategies are designed to be legal, ethical and transparent.
• Estate planning: We can help you preserve your wealth for future generations. Our estate planning services cover everything from will writing and trust creation to inheritance tax planning and powers of attorney.
• Later life planning: We can help you plan for the challenges and opportunities of later life. Our advice covers everything from long-term care planning and equity release to inheritance tax planning and legacy creation.
• Business financial planning: We can help you manage your business finances effectively. Our services cover everything from cash flow management and business protection to pension planning and employee benefits.

Our Approach

At FMB, we believe that financial planning is a journey, not a one-off event. We work closely with our clients to understand their goals and objectives, and provide ongoing advice and support to help them achieve them. We use the latest technology and research to provide evidence-based advice and solutions, and we are committed to delivering value for money at all times.

Joining Our Team

If you are a experienced financial planner with a passion for helping people, we would love to hear from you. We offer a supportive and collaborative working environment, and a comprehensive benefits package. We are committed to ongoing professional development and provide regular training and development opportunities.