Independent Investment Associates

Independent Investment Associates Limited (IIA) is a distinguished Independent Chartered Financial Planning firm that has been providing high-quality, impartial financial planning advice to individuals and trustees since 2001. Our firm is recognised for its commitment to professionalism, with all senior Financial Planners holding individual chartered status, as well as the company itself being a Chartered Financial Planning firm. We are proud to offer a truly personalised service, being transparently independent and privately owned, which enables us to focus our attention solely on our clients' needs.

Our main office is based in Cragdale House, Kents Bank Road, Grange-over-Sands, Cumbria LA11 7EY, where we manage over 325 million pounds of client funds. We work closely with our clients and their other advisers, such as solicitors and accountants, to establish their financial goals and help them work towards achieving these objectives. Financial planning involves planning for life's events and developing a strategy to manage your finances accordingly.

Services

At IIA, we specialise in the provision of comprehensive and impartial investment and estate planning advice to private clients and trusts. We offer a wide range of services that are designed to meet our clients' varying needs. Our services include:

• Investment Advice: We help our clients develop a suitable investment strategy based on their risk tolerance, time horizon, and financial goals. We provide ongoing investment management and performance monitoring to ensure that the investment portfolio remains aligned with the client's objectives.
• Retirement Planning: We help our clients plan for their retirement and ensure they have sufficient funds to maintain their desired lifestyle. We provide advice on pension plans, annuities, and other retirement income options.
• Estate Planning: We assist our clients in the preservation and transfer of their wealth to their heirs. We provide advice on inheritance tax planning, trusts, and wills.
• Tax Planning: We help our clients manage their tax liabilities and ensure they are making the most of their tax allowances and reliefs. We provide advice on income tax, capital gains tax, and inheritance tax.
• Protection: We provide advice on life insurance, critical illness cover, and income protection to ensure that our clients' financial security is protected in the event of unforeseen circumstances.

Client Proposition

At IIA, we believe that building strong relationships with our clients is essential to delivering a high-quality service. Our clients benefit from our transparent and impartial advice, our commitment to professionalism, and our exceptional level of service. We strive to exceed our clients' expectations by providing a consistent and seamless service proposition that is delivered by a professional, highly qualified, motivated, and happy team.

Investment Philosophy

Our investment philosophy is based on the principles of diversification, long-term investment, and risk management. We believe that a well-diversified portfolio is essential for managing risk and achieving long-term investment objectives. Our investment process involves rigorous research and analysis to identify suitable investment opportunities that align with our clients' risk profiles and financial goals. We regularly monitor the performance of the portfolio and make adjustments as necessary to ensure that it remains aligned with the client's objectives.

Core Values

At IIA, we are committed to acting in an ethical, moral, and truthful manner at all times. We comply with the Code of Ethics of our professional bodies, all relevant laws and regulations, and act with the highest ethical standards and integrity. We act in the best interests of our clients and provide a high standard of service. We treat people fairly regardless of race, sex, religion, age, or disability.