Protect yourself today with cover starting from less than 12 a month!
At Essential Supplementary Medical Insurance (ESMI), we are dedicated to providing simple and hassle-free personal insurance solutions to individuals and families. Our mission is to make insurance clear, affordable, and accessible to everyone.
Our Story
ESMI was founded on the principle of providing straightforward and easy-to-understand insurance products that cater to the diverse needs of our customers. With years of experience in the industry, we have honed our expertise in designing and delivering insurance solutions that are tailored to meet the unique requirements of our clients. Our team of experts is committed to providing exceptional customer service, ensuring that our customers receive the support and guidance they need to make informed decisions about their insurance needs.
Our Services
We offer a range of insurance products and services, designed to provide financial protection and peace of mind to our customers. Our product portfolio includes:
- Life Cover: Our life insurance products provide a guaranteed lump sum payment in the event of death, allowing your loved ones to maintain their standard of living.
- Life & Critical Illness Cover: This product provides an early payment of 50% of your life insurance benefit if you are diagnosed with one of 8 serious illnesses.
- Accident & Sickness Cover: Our Sick Pay Insurance policy safeguards your income for up to 6 months in the event of work absence longer than 30 days.
All our insurance products are designed to be easy to understand, with clear terms and conditions, and no annoying cold-calls or medical exams. Our online quote and buy process is quick and hassle-free, with policy documents issued the same day by email.
Why Choose ESMI?
At ESMI, we pride ourselves on our commitment to providing exceptional customer service, and our dedication to making insurance simple and accessible to everyone. With over 5,000 customers already protected, you can trust us to provide the cover you need to protect yourself and your loved ones.
Pricing and Affordability
The reviewers were impressed with the affordability of ESMI's products, with James Martin mentioning that he got 2,000 a month of cover for approximately 35. Hello J. also mentioned that they were able to cover their whole family for just 15 a month.
Ease of Purchase and Understanding
The reviewers found the purchasing process to be incredibly simple and straightforward. Hello J. stated that it took them less than 5 minutes to buy their life cover, and James Martin appreciated the loyalty rewards that came with their policy. Hello J. also mentioned that they actually understood what they had bought, which suggests that the product was easy to comprehend.
Staff and Customer Service
Alan K., who reviewed ESMI from an adviser's perspective, found the staff to be friendly and helpful. This suggests that ESMI provides a good customer service experience.
Overall Experience
The reviewers were extremely satisfied with their experience with ESMI, with all three reviewers giving 5-star ratings. They found the products to be affordable, easy to purchase, and provided good value for money.
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