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Who we are
Established in 2004, Lloyd's Syndicate is a leading provider of online Guaranteed Asset Protection (GAP) insurance in the UK. We empower vehicle owners with comprehensive protection against potential financial losses in the event their vehicles are written off.
What is GAP insurance?
GAP insurance bridges the gap between what your standard car insurance pays out and the actual cost of replacing your vehicle. In the event of a total loss, GAP insurance covers the difference between the vehicle's market value and the remaining finance or outstanding loan on the vehicle.
Our GAP insurance offers
- Comprehensive cover: Choose from various GAP insurance options to meet your individual needs and budget.
- Transparency & clarity: Our straightforward policy documents and online claims process provide peace of mind.
- Exceptional customer service: Our dedicated team of experts is committed to providing you with exceptional support throughout your experience.
- Financial protection: Get peace of mind knowing you have financial support in the event of a total loss.
Contract Hire GAP Insurance
- Covers the gap between the vehicle's market value and the remaining finance on a financed vehicle.
- Ideal for individuals with outstanding finance on their vehicles.
Invoice GAP Insurance
- Supplements your existing car insurance by topping up the payout to your vehicle's original invoice price.
- Provides the most comprehensive protection for vehicles with high residual values.
Replacement GAP Insurance
- Covers the gap between your vehicle's market value and the cost of a comparable replacement vehicle.
- Perfect for vehicles with large depreciation rates.
Top-Up GAP Insurance
- Allows you to customize your coverage and fill the gap between your vehicle's market value and the amount you owe on your finance.
- Offers flexibility and affordability for various financial situations.
Getting a Quote
Getting a personalized GAP insurance quote is quick and easy. Simply enter your vehicle details and finance information to receive an instant online quote.
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