KDW Independent Financial Planning

At KDW Financial Planning, we understand that taking control of your financial future can be a daunting task. That's why our team of independent financial advisers is dedicated to providing expert guidance and tailored solutions to meet your unique financial needs. Based in St Albans, Hertfordshire, we have been helping individuals and businesses navigate the complex financial market for nearly 40 years.

Our Services

Our comprehensive range of services is designed to cater to all your financial planning needs. From securing a mortgage and arranging assurance policies to retirement planning and estate planning, we can provide expert advice and guidance every step of the way. Our services include:

• Pensions: Our experts can help you make the most of your pension pot, whether you're looking to retire early or secure a comfortable income in retirement.
• Investments: We can help you make informed investment decisions, tailored to your risk tolerance and financial goals.
• Mortgages: Our team can assist you in finding the right mortgage deal, whether you're a first-time buyer, moving home, or looking to remortgage.
• Equity Release: We can help you unlock the value of your property, providing a tax-free cash injection to fund your retirement or other financial goals.
• Assurance: Our experts can help you protect your loved ones and business partners with tailored assurance policies.
• Tax Planning: We can provide expert advice on tax-efficient financial planning, helping you minimize your tax liability and maximize your wealth.
• Commercial: Our team can also provide expert guidance on commercial finance, including business protection and commercial mortgages.

Our Approach

At KDW Financial Planning, we take a personalized approach to financial planning. Our team of experienced advisers takes the time to get to know each client, understanding their unique financial situation, attitude to risk, and long-term goals. We then use this insight to develop a bespoke financial plan, tailored to their individual needs and objectives.

Our Expertise

Our team of financial advisers has a wealth of experience gained across the financial landscape, including pensions, mortgages, investments, and estate planning. We are committed to staying up-to-date with the latest financial developments and regulatory changes, ensuring that our clients receive the best possible advice.