Richards Financial

Welcome to Richards Financial Ltd, a local financial planning adviser that prioritises delivering trusted one-to-one friendly advice across various financial planning areas. Our expertise lies in retirement planning, savings and investments, retirement income and open market options, inheritance tax planning, general tax planning, and protection. We take great pride in the quality of client care and service, aiming to offer bespoke, tailored financial planning advice that meets the majority of personal needs.

We understand that each client has unique requirements that demand a customised solution to achieve their personal goals and objectives. At Richards Financial Ltd, we offer bespoke, tailored financial planning advice in the comfort of your own home, at work, or at our office near Stafford. We are particularly proud of the individual attention that we give, reflected in the number of people referred to us by our existing clients. Please contact us on 01785 780936 to arrange an appointment or if you have any questions.

Retirement Pensions

Retirement pensions are designed to enable you to save sufficient money to live comfortably after you have retired from work. With life expectancy increasing and people living longer in retirement, it is essential to have a substantial pension pot. The individual and work-based pensions arena is an ever-changing world, with new legislation and regulations that can affect how much you pay into and withdraw from your pension fund. Our expertise lies in navigating these changes to help you make informed decisions about your financial future.

Protection

Whilst insuring ourselves against an undesirable event such as sickness or even death may not be a pleasant thing to think about, the benefit of being able to set financial issues aside at emotionally difficult times cannot be overlooked. Protection plans offer peace of mind, enabling you to focus on what truly matters. At Richards Financial Ltd, we can help you choose the right protection plan for your needs, ensuring that you and your loved ones are financially secure, come what may.

Savings & Investments

When planning your finances, it is vital to distinguish the difference between savings and investments. Savings are typically low-risk funds that are easily accessible, whereas investments are designed for long-term growth, with the potential for higher returns. Decisions should not be taken based solely on the content of the website, and individual advice should be sought first. At Richards Financial Ltd, we can help you choose the right investment vehicles, based on your risk tolerance and financial goals.

Financial Planning

At Richards Financial Ltd, we will work with you to understand your personal financial situation, objectives and goals before researching the whole of the market, ensuring that you receive the very best product or service available to you. Our primary aim is to establish long-term trusted relationships in all our dealings. Please contact us on 01785 780936 to arrange an appointment or if you have any questions.