Principal Financial Services

At Principal Financial Services, we are committed to providing exceptional financial advice and wealth management solutions to our clients. With a strong value set that is built on fairness and honesty, we operate in both the corporate and individual markets, offering tailored services to meet the unique needs of each client.

Our Expertise

Our team of experienced financial planners and advisors is led by Tom Cresswell, a seasoned professional with over 30 years of experience in the financial services industry. Our directors, Juliette Smith and Alan Staniforth, bring a wealth of knowledge and expertise to the table, with over 30 years of combined experience in the industry. Emma Raine, our financial planning consultant, is a qualified financial adviser who is dedicated to providing exceptional service to our clients.

Our Services

At Principal Financial Services, we offer a range of services designed to help individuals and businesses achieve their financial goals. Our services include:

Investment Advice

We will work with you to formulate a bespoke investment strategy that is tailored to your investment timeframes, risk tolerance, tax position, and objectives. We will provide guidance on a range of investment products, including stocks, bonds, and other securities.

Pension Planning

We will advise you on the use of pensions to provide a tax-efficient way to save for retirement. Our expertise will help you navigate the complexities of pension planning, ensuring that you make the most of your pension entitlement.

Options at Retirement

As you approach retirement, we will work with you to convert your pension pot into a sustainable income stream that meets your ongoing objectives.

Inheritance Tax Planning

We will help you plan and mitigate the impact of inheritance tax on your estate. We will provide guidance on the use of wills, trusts, and other tax mitigation measures to minimize the liability.

Protection Planning

We will help you protect yourself or your loved ones from the financial impact of illness, injury, or death. Our expertise will guide you in selecting the most appropriate protection solutions for your needs.

Corporate Services

Our corporate services include:

Corporate Pension Planning

We will advise on the use of pensions to provide a tax-efficient way to build pensions for employees and Directors. We can also assist in establishing and running a pension scheme for your staff.

Group Protection

We will help you establish and run group protection schemes, including death in service schemes, group income protection schemes, group critical illness cover, and group private medical insurance.

Business Protection

Our expertise will help you quantify the financial impact of illness, injury, or death on your business and establish cost-effective financial protection solutions.

Why Choose Us?

At Principal Financial Services, we are dedicated to delivering exceptional service and providing tailored financial solutions to meet the unique needs of our clients. With our experienced team of financial planners and advisors, we will work closely with you to achieve your financial goals.