Bray Wealth Management

Your Financial Family is a dedicated team of financial planners who have been providing tailored advice to clients since 1984. Based in Chobham, Surrey, our family-run firm has established a reputation for excellence, built on our commitment to understanding our clients' goals and the things that matter most to them. We believe in fostering open, honest conversations, allowing us to deliver a highly personalised service.

Meet the Team

At Your Financial Family, we value the importance of a close-knit, experienced team. Our small size enables us to maintain a personal approach and build strong, long-lasting relationships with our clients. Each member of our team brings unique skills, qualifications, and expertise to the table, ensuring we can support our clients through the various stages of their financial journey.

Accreditations

Your Financial Family is proud to hold several professional accreditations. We have been included in the VouchedFor Top Rated 2024 Guide, distributed by The Times. This recognition celebrates the UK's best financial advice firms based on client feedback, and we are proud to be Chobham's only Top Rated Firm in 2024. Our commitment to providing exceptional service to our clients is demonstrated by these esteemed accreditations.

Community & Charity

At Your Financial Family, we are dedicated to supporting our local community and various charitable causes. We believe in giving back and making a positive impact on the lives of others. Our involvement in community events and charitable initiatives reflects our core values of empathy, support, and guidance.

Our Professional Fees

We believe in maintaining transparency regarding our professional fees. We operate a no-obligation initial meeting policy, where clients can discuss their financial situation without worrying about incurring costs. Our clearly defined fee structure facilitates trust and confidence between us and our clients.

What We Do

Your Financial Family specialises in providing bespoke financial planning services to help our clients navigate life's big challenges. We focus on preserving wealth and ensuring our clients achieve financial independence by establishing how much they need for the future. We offer expert advice on investing and building wealth, estate planning, and lifestyle financial planning.

Why Us?

Our longevity within the financial planning industry sets us apart from other firms. With a proven track record of over 35 years, we offer extensive experience, a commitment to understanding our clients' needs, and the ability to build lasting relationships. We enable our clients to feel confident and in control of their financial future.

Your Journey

At Your Financial Family, we focus on our clients' journeys and accompany them every step of the way. We listen, support, and guide them through life's financial decisions. Our goal is to ensure our clients have the freedom and financial security to live their lives to the fullest.

Working With Us

When working with Your Financial Family, we prioritise understanding our clients' unique situations and aspirations. We establish where they are right now and where they want to be. By establishing clear objectives, we can help them achieve their financial goals, create a secure financial future, and ensure their wealth is passed on efficiently.

Investing & Building Wealth

Our approach to investing and building wealth hinges on our ability to advise, implement, and manage our clients' investments. This involves identifying appropriate strategies that match the clients' risk profiles and goals. We offer a diverse range of investment solutions, aiming to generate long-term growth and, ultimately, financial independence.

Planning Your Retirement

At Your Financial Family, we assist our clients in navigating the path towards financial independence by establishing how much they need for their retirement years. We analyse current pension provisions, propose suitable alternatives, and help them maximise their retirement income.

Estate Planning

We specialise in identifying and understanding our clients' current positions in terms of estate planning and assisting them in establishing tax-efficient wealth transfer strategies. We work closely with our clients and their legal advisers to ensure a seamless estate planning process.

Lifestyle Financial Planning

Our lifestyle financial planning service enables our clients to live their lives with confidence and financial security. We work collaboratively to establish our clients' financial and lifestyle goals, while also considering how they can make a difference in the lives of others.

Client Stories

Our clients' successes are a testament to the effectiveness of our financial planning services. With their permission, we share some of their stories on our website, showcasing the difference we have made in their lives.

FAQs

We have compiled a list of Frequently Asked Questions that address various aspects of our services, ensuring our prospective clients have a clear understanding of what we offer.

Blog

Our blog features informative articles, financial news, and discussions on topics relevant to our clients and the wider financial community. With frequent updates, our blog serves as a valuable resource for those seeking financial guidance.