Jim Kelly Mortgage Services

Dedicated Mortgage Guidance for Every Stage of Your Journey

Jim Kelly Mortgage Services empowers you with independent mortgage advice and invaluable guidance throughout your home-buying journey. We support first-time buyers, seasoned homeowners, and everyone in between.

1. Navigating the House Purchase Process

• Comprehensive guidance on the entire process, from identifying suitable properties to securing the best possible mortgage.
• Clear explanation of likely costs involved, including deposits, fees, and potential charges.
• Personalized advice on securing a competitive mortgage offer based on your unique circumstances.

2. Understanding Your Finances

• Comprehensive assessment of your financial situation and borrowing capacity.
• Detailed explanation of different mortgage products and their rates.
• Realistic budgeting and affordability planning to ensure responsible borrowing decisions.

3. Specialized Guidance for Unique Situations

• Customized solutions for first-time buyers, including gifted deposit options and government-backed schemes.
• Assistance with navigating shared ownership arrangements, including equity and right-to-buy purchases.
• Dedicated support for self-employed individuals and self-builders seeking mortgage options.

4. Protecting Your Interests

• Comprehensive advice on buildings and contents insurance to safeguard your home.
• Mortgage protection recommendations to ensure financial security in the event of unforeseen circumstances.

Our Services Extend Beyond the Mortgage

• We also offer insightful guidance on checking and improving your credit score to enhance your borrowing power.
• Regular market updates and personalized reviews ensure you always have the most relevant information at your fingertips.

Our Commitment

At Jim Kelly Mortgage Services, we prioritize:

• Independence: We are not tied to any lenders, enabling us to offer unbiased and personalized recommendations.
• Transparency: We believe in clear and open communication, providing you with all necessary information to make informed decisions.
• Accessibility: We make the mortgage process seamless and stress-free, offering personalized support every step of the way.