Federation Of Master Builders Insurance

Here at FMB Insurance, we possess an expert understanding of the construction industry. As a wholly-owned subsidiary of the Federation of Master Builders (FMB), our familiarity with the sector is unmatched. The FMB's mission is to establish an all-encompassing, not-for-profit membership that fosters ongoing enhancement in building standards. At FMB Insurance, our goal is to further this aim and provide an insurance service that caters not only to builders but also to homeowners. We are devoted to helping builders and homeowners make informed decisions about their construction projects. Our carefully curated insurance policies, complemented by our exceptional customer service, will grant you indispensable peace of mind, reassurance, and confidence throughout the building process and beyond.

What We Do

At FMB Insurance, we pride ourselves on offering a diverse range of policies specifically tailored to the needs of the construction industry. Our carefully selected insurance offerings, coupled with expert customer service, will provide invaluable reassurance and confidence to both builders and homeowners. We recognise the unique challenges and risks associated with construction projects and have designed our policies to offer protection and peace of mind. Our product offerings include Liability Insurance, Contract Works Insurance, Professional Indemnity Insurance, Backed Guarantees, New Homes Insurance, Van and Fleet Insurance, and Unoccupied Buildings Insurance.

Liability Insurance

Liability Insurance is a crucial aspect of any construction project. Our Liability Insurance policies offer comprehensive protection for your business, your clients, and your property. Our Liability cover includes Public Liability Insurance, Employers' Liability Insurance, and Products Liability Insurance. We understand that every construction project is unique, and we will work with you to create a bespoke Liability Insurance solution tailored to your specific requirements.

Contract Works Insurance

Contract Works Insurance is a fantastic way for builders to add an extra layer of reassurance when working on a client's site. At FMB Insurance, our Contract Works Insurance policies cover the costs of the works, materials, and equipment should they be damaged or destroyed before the project is complete. Our Contract Works policies are designed to provide you with the necessary protection, allowing you to focus on the job at hand.

Professional Indemnity Insurance

Professional Indemnity Insurance provides crucial protection for builders in the event of legal action taken against them. Our Professional Indemnity policies cover legal costs and expenses as well as any compensation required to rectify mistakes. With FMB Insurance, you can rest assured that you have the necessary cover to defend yourself in the event of a claim.

Insurance Backed Guarantees

At FMB Insurance, we understand that homeowners require protection after the completion of works. Our Insurance Backed Guarantees offer protection for either 2, 6, or 10 years from the date of completion. Our Insurance Backed Guarantees ensure that homeowners are protected in the unlikely event that the builder is unable to complete the works or rectify any defects.

New Homes Insurance

Our New Homes Insurance policies provide comprehensive protection for homeowners of newly built properties. Our New Homes Insurance policies cover the costs of repairing or rebuilding a new home if it is damaged or destroyed. Our New Homes Insurance policies are designed to offer peace of mind to homeowners, knowing that they have the necessary protection in place.

Van and Fleet Insurance

At FMB Insurance, we offer specialist Van and Fleet Insurance policies specifically tailored to the construction industry. Our Van and Fleet policies offer comprehensive cover for all types of construction vehicles, providing peace of mind and protection on the road.

Unoccupied Buildings Insurance

Unoccupied Buildings Insurance is a crucial aspect of protecting a construction project during the building phase. At FMB Insurance, our Unoccupied Buildings Insurance policies are designed to offer protection against risks such as fire, theft, and vandalism. Our Unoccupied Buildings policies are tailored to the needs of the construction industry, providing comprehensive protection for your building project.