Reef Financial Consulting

At Reef Financial Consulting Ltd, we are a Partner Practice of St. James's Place, based in Kent, and we pride ourselves on providing clear and professional financial advice to our clients. Our founder, Dave Hurring, is a Chartered Financial Planner, which is recognised as the 'Gold Standard' for financial advisers. With his expertise, we specialise in providing high-quality advice on many aspects of wealth management, working with you to help you achieve your financial goals.

Our Services

We offer a wide range of services to help you build, grow, protect, or preserve your wealth. Our expertise includes investment-related advice, such as Pensions and Retirement Planning, Inheritance Tax Mitigation, and Portfolio Management. We also provide expert advice on Mortgages and Protection products, including Life Insurance, Income Protection, Critical Illness Cover, and Private Medical Insurance. For sole-traders and limited companies, we offer professional advice on tax-efficient insurances and employee benefits, including Auto-Enrolment Pensions.

Our Approach

At Reef Financial Consulting Ltd, we believe in building long-term relationships with our clients. We put our clients at the heart of everything we do, and we do not provide 'off the shelf' solutions. Instead, we take the time to understand your individual circumstances and goals, and we work with you to develop a tailored financial plan that meets your needs. Our aim is to provide you with financial growth and protection in an ever-changing economic and political world.

Why Choose Us

Our team is led by Dave Hurring, a Chartered Financial Planner with a passion for helping clients achieve their financial goals. We are proud to be a Partner Practice of St. James's Place, one of the UK's largest financial advice companies. This partnership enables us to offer our clients access to a wide range of wealth management products and services, as well as the expertise and resources of a large financial institution.