Clearwater Financial Planning

Clearwater Financial Planning: A Comprehensive Financial Planning Firm

At Clearwater Financial Planning, we understand that seeking financial advice is not just about choosing the best investment fund or the highest interest rate. It's about providing context to your money and determining whether it is sufficient for you to live the life you desire. We help you identify your passions, define your goals, and turn your dreams into reality.

Personalised Financial Planning Services

Our financial planning services are tailored to meet your unique needs. Here are some of the ways we support our clients:

• Clarifying financial decisions: If you have a financial product that requires a decision or a piece of financial paperwork that you don't understand, we can help you make sense of it.
• Navigating life-changing events: We can assist you in making financial arrangements following significant life changes, such as retirement, divorce, or the loss of a loved one.
• Achieving financial security: We help you save, invest, and manage your money effectively, ensuring your financial security in the short and long term.
• Optimising retirement income: We specialise in retirement planning, helping you create a retirement income strategy that aligns with your lifestyle goals and risk tolerance.
• Managing care costs: We provide advice and guidance on paying for care, maintaining financial independence, and creating the right balance between funding care and protecting your wealth.
• Mitigating tax liability: We offer tax planning services to help you minimise your tax liability, maximise your wealth, and achieve your financial goals.
• Providing education and support: We take the time to educate our clients, explaining complex financial concepts in simple, easy-to-understand terms, empowering you to make informed decisions.

Why Choose Clearwater Financial Planning?

Debbie Carter, the founder and managing director of Clearwater Financial Planning, is a committed and passionate professional who has dedicated her career to helping people make their financial dreams a reality. With over 30 years of experience in the financial services industry and a wealth of professional qualifications, Debbie brings a deep and nuanced understanding of all aspects of financial planning to her practice.

At Clearwater Financial Planning, we believe that the financial advice process should be engaging and transparent. We use visual software to illustrate your current and future financial situation, making it easier for you to understand and follow. We work at a pace that suits you and take the time to explain complex financial issues in simple terms.

Trust and transparency are at the heart of our practice. We are regulated by the Financial Conduct Authority (FCA) and subscribe to the Financial Ombudsman Service (FOS), ensuring that our clients have an independent third party to whom they can refer complaints if they cannot be resolved amicably with us.

Live Your Best Life with Clearwater Financial Planning

At Clearwater Financial Planning, we are dedicated to helping you live your best life. We believe that a successful financial plan starts with a deep understanding of what matters most to you, identifying your goals, and creating a clear path towards achieving them.

Whether you're considering your retirement options, looking to optimise your investments, managing care costs, or seeking to minimise your tax liability, we can help. Contact us today to learn more about our services, discuss your financial needs, and start living your best life.