Access Commercial

Access Commercial Ltd is a well-established and reputable credit broker, not a lender, that specialises in providing mortgages and finance to the whole of the commercial industry within the UK. We have over 60 years of experience in the finance broker sector, making us experts in delivering fast and positive solutions for businesses. Our highly-trained and experienced commercial agents have a proven track record in all types of commercial lending, from Agricultural Mortgages to Buy To Let. We are members of the National Association Of Commercial Finance Brokers (NACFB), ensuring we offer UK-wide finance solutions tailored to meet individual business needs.

Our Services

At Access Commercial Ltd, we offer a wide range of services to help with all types of commercial lending and business finance. Our services include:

• Agricultural Mortgages: Our dedicated agricultural finance department deals specifically with agricultural mortgages, providing a deep understanding of agricultural laws and restrictions that affects the type of mortgage lender best suited for each case.

• Business Finance: At Access Commercial Ltd, we offer a whole-of-market proposition, which enables us to offer a product best suited to your business needs, including working capital, invoice finance, merchant cash advances, and revolving credit facilities.

• Commercial Buy To Let: Our dedicated Buy To Let consultants provide sound help and advice on all types of Buy To Let mortgages, including single-let and multi-let properties, HMOs, and limited companies.

• Bed and Breakfast Mortgages: We provide fast, experienced financial help for purchasing or refinancing a bed and breakfast property.

• Office Mortgages: Our team can help with fast and experienced financial help for purchasing or refinancing an office property.

• Leisure Industry Mortgages: We have over 60 years of experience in supplying finance and mortgages for hotels, fitness centres, restaurants, and even self-catering accommodation businesses.

• Bridging Finance: Bridging finance is a short-term funding option traditionally used to help complete the purchase of a property before the sale of an existing one. It is now a significant market for a wide variety of uses, including property development and auction purchases.

• Development Finance: Development finance is a form of short-term bridging to fund the cost of construction of property prior to its sale. It is a specialist form of funding not offered by all lenders.

• Retail Mortgages: Our retail finance department deals specifically with start-up and existing businesses for expansion or refurbishment and the acquisition of retail units or land for their development.

• Short Term Business Finance: We can help if you have had previous problems with business funding solutions. We can offer unsecured business loans and merchant cash advances.

• Asset Finance: We provide flexible finance options for a wide range of business assets, including plant and machinery, vehicles, IT equipment, and office fit-outs.

• Land Mortgages: If you are thinking about purchasing land or need to refinance your existing plot, we can help.

Access Commercial Ltd is authorised and regulated by the Financial Conduct Authority for Consumer Credit Broking under reference number 651345.