The Equity Release Foundation

At Top Mortgage Solutions, we pride ourselves on providing exceptional, individual customer care. We understand that every person's circumstances are unique, and it is this understanding that drives our approach to Equity Release. We take the time to understand why an individual is considering Equity Release and meticulously establish their wants and needs. We believe that without this personalized approach, it would be impossible to make a suitable recommendation.

As an appointed representative of Mortgage Next Network Ltd, which is authorized and regulated by the Financial Conduct Authority (FCA), we are fully committed to treating customers fairly. Moreover, we only recommend providers of Equity Release schemes that meet or exceed the required standards for membership, in line with the Equity Release Council.

Our Service

At Top Mortgage Solutions, we aim to provide a high-quality service to our customers. We understand that the process of considering Equity Release can be daunting, which is why we offer a free consultation to discuss your individual circumstances. This comprehensive consultation is carried out in person, and we highly recommend that a relative or close friend accompanies you.

During the consultation, we will complete a detailed fact find to assess whether Equity Release is suitable for your individual circumstances. Your specialist advisor will explain the various products that may be available and explore any other options that may be appropriate, including the possibility of downsizing. Our aim is that by the end of the consultation, you have a thorough understanding of the options available to you, allowing you time to consider your position before taking the next step into Equity Release.

The Process

After your initial consultation, if you have decided that Equity Release may be suitable for you, your advisor will provide you with a personalized impact assessment report. This report will detail whether releasing equity may worsen your tax and benefits situation, identify potential alternative methods of raising funds, and explain whether you are entitled to benefits you are not currently receiving.

You will also receive a personalized illustration covering the recommended Equity Release scheme most suitable for you. Your advisor will explain the product in detail, answer any questions you may have, and be on hand to provide guidance throughout the process.

Only after you have been fully equipped with all the relevant information will you be in a position to make a full application. You will require an independent solicitor to act on your behalf, and you are free to choose a solicitor of your choice or have us recommend one for you.

Why Choose Us?

At Top Mortgage Solutions, we are dedicated to providing a personalized service that puts our customers at the forefront of everything we do. We understand that every individual's circumstances are unique, and we take the time to understand their wants and needs. With our comprehensive service, you can be confident that you are making an informed decision about your financial future.

Whether you are looking to release equity to pay off debt, fund home improvements, or plan for your retirement, we have a range of Equity Release products available to suit your individual circumstances. Our expert advisors will guide you through the process, ensuring that you have a thorough understanding of the options available to you.

Get in Touch

To discuss your Equity Release options, please do not hesitate to contact us. We are here to help you make informed decisions about your financial future.