The Mortgage Advice Centre

Welcome to The Mortgage Advice Centre, your trusted partner in navigating the often complex world of mortgages. Our mission is to simplify the process of arranging a mortgage for you, combining cutting-edge technology with the human touch of our experienced mortgage advisers. We pride ourselves on providing you with the information you need to make an informed choice about the mortgage options available to you.

As a mortgage broker, we serve as a bridge between you and the vast array of mortgage products available in the market. Our mortgage adviser is fully qualified and has many years of experience in the industry. We do not decide for you which mortgage to choose; instead, we provide you with the details you need to make an informed decision.

Please remember that your home may be repossessed if you do not keep up repayments on your mortgage. The Financial Conduct Authority (FCA) does not regulate some forms of mortgage. Let us help you make the mortgage arrangement process as smooth and stress-free as possible. Get in touch with us by phone, using the mortgage enquiry form, or simply send us an email.

Our Online Services

The Online Services section of our website offers a range of tools and resources designed to help you make informed decisions about your mortgage options. While the services provided through our website are introduced by ourselves to a third party, we assure you that the quotes you receive will be some of the most appropriate in today's marketplace.

We are committed to continuously improving our website and expanding the range of services and information we offer. Your feedback is crucial to us, and we welcome any suggestions you may have on how we can enhance the content, presentation, and functionality of our site. We are also open to ideas on other services or information we can include to better serve your needs.

Our Services

At The Mortgage Advice Centre, we offer a range of services tailored to meet your specific needs and circumstances. These services include:

• Mortgages: Our mortgage services are designed to help you find the most suitable mortgage product for your needs. We provide information on various types of mortgage products, including Buy to Let Mortgages, First Time Buyer Mortgages, Flexible Mortgages, Offset Mortgages, and Remortgages.
• Business Protection: We understand the importance of protecting your business. Our business protection services are designed to help you secure the financial future of your business and its key personnel.
• Protection: We offer a range of protection services designed to provide you with peace of mind knowing that you and your loved ones are financially protected in the event of unforeseen circumstances.

Buy to Let Mortgages

Buy to Let Mortgages are designed for property investors and private landlords who do not intend to live in the purchased property but will let it to tenants. These types of mortgages are typically not regulated by the Financial Conduct Authority.

First Time Buyer Mortgages

People buying their first home often have specific needs when it comes to finding a mortgage. A range of mortgages exists specifically for this market sector, and our mortgage advisers are here to help you navigate these options.

Flexible Mortgages

A flexible mortgage is a product that offers greater flexibility than traditional mortgages, allowing you to make overpayments, underpayments, or even take payment holidays. This short guide explains why a flexible arrangement may benefit you.

Offset Mortgages

With an Offset Mortgage, you can potentially reduce the amount of interest you pay by offsetting a credit balance against the mortgage debt. This article explains further how this type of mortgage works and its potential benefits.

Remortgages

Remortgaging means switching your mortgage to another deal with another lender without moving property. This can help you save money by securing a lower interest rate or releasing equity from your property.

Self Build Mortgages

The main difference between a self build mortgage and a house purchase mortgage is that with a self build mortgage, money is released in stages as the build progresses rather than in one lump sum. This can help manage the financial risks associated with building your own home.