Hfp

Harrold Financial Planning (HFP) is a trusted financial planning company providing comprehensive and personalized solutions to clients throughout their financial journey. Established by Neil Warne and Robyn Lovatt in 1993, we have built a reputation for offering reliable advice and fostering long-lasting relationships with our clients.

Our Vision

Our vision is to empower our clients to achieve financial security and make informed financial decisions. We believe in transparency, open communication, and a client-centered approach to financial planning.

Our Values

• Integrity: We adhere to the highest ethical principles and maintain the utmost confidentiality with our clients.
• Professionalism: Our highly skilled and qualified team offers personalized and tailored advice based on your unique needs.
• Accessibility: We strive to make the financial planning process clear and understandable, providing regular updates and communication.
• Sustainability: We take a holistic approach to financial planning, considering your long-term goals and aspirations.

Retirement Planning

We provide comprehensive plans to ensure a comfortable and secure retirement, encompassing:

• Pension planning
• Investment strategies
• Tax optimization
• Estate planning

Investing for Income or Growth

We help you build and manage your investments to achieve your financial goals, whether it be for retirement planning, wealth preservation, or capital growth.

Estate Planning

We guide you through the process of creating an effective estate plan, including:

• Will writing
• Power of attorney
• Trust planning
• Inheritance tax mitigation strategies

Additional Services

• Mortgage planning
• Financial protection planning
• Cash flow analysis and budgeting
• Tax planning and optimization

Our Approach

We take a holistic approach to financial planning, considering your individual circumstances, goals, and risk tolerance. Our process involves:

1. Discovery: Understanding your financial goals, objectives, and risk tolerance.

2. Analysis: Reviewing your current financial situation and identifying potential areas for improvement.

3. Plan Development: Working with you to create a customized plan that aligns with your needs and aspirations.

4. Implementation: Executing your plan and tracking your progress.

5. Review and Adjustment: Regularly reviewing your plan and making necessary adjustments as your life and financial goals evolve.