Your Home, Your Future, Our Expertise
At Mortgagesfullstop, we pride ourselves on offering a flexible, first-class service to our clients. Our team, led by Ryszard Kuzminski, has been providing independent mortgage advice since 1982. With a deep understanding of the financial services industry, Ryszard has built a reputation for providing expert guidance and tailored solutions to meet the unique needs of each client.
Our Expertise
With over 20 years of experience in the industry, Ryszard has developed a comprehensive understanding of the mortgage market. He has studied for his Financial Planning Certificate and Certificate in Mortgage Advice & Practice, ensuring that he is fully qualified to provide expert advice. Our team's expertise covers a wide range of mortgage products, from fixed-rate mortgages to variable rate mortgages, and we work with a vast network of lenders to find the most suitable options for our clients.
Our Service
We understand that finding the right mortgage can be a daunting task, which is why we offer a flexible service that caters to your needs. We can meet at your workplace, home, or our office, at a time that suits you. Our personalized approach begins with a comprehensive fact-find, where we gather information about your financial situation, goals, and preferences. We then review the entire market to find the most suitable mortgage options for you. Our role is to provide guidance, explain the different types of mortgages available, and discuss your options with you.
The Mortgage Application Process
Once we've identified the most suitable mortgage options, we guide you through the application process, which consists of two stages. The first stage is the Decision in Principle or Agreement in Principle, where the lender considers your application and provides a conditional approval. The second stage is the full application, where we submit the necessary paperwork, and the lender assesses the property's value and condition. We keep all parties involved updated on the progress of the application and ensure a smooth transition to completion.
Our Commitment
At Mortgagesfullstop, we're committed to providing an exceptional service that meets the highest standards. We're authorized and regulated by the Financial Conduct Authority, and we take pride in our transparency, integrity, and expertise. Our goal is to build long-term relationships with our clients, and we're dedicated to providing ongoing support and guidance throughout your mortgage journey.
Overview of Reviews
The reviews are overwhelmingly positive, with both reviewers giving 5-star ratings and expressing their satisfaction with the service.
Quality of Service
The reviewers praised the professional services provided, highlighting the friendly atmosphere and simplicity of the process. The reviewers appreciated the clear communication and accessibility of information, making the experience stress-free and straightforward.
Communication
The reviewers commended the excellent communication skills of the staff, particularly Mr. Ryszard, who was always available to answer questions and provide guidance. His patience and ability to explain complex information in a simple manner were particularly notable.
Recommendation
Both reviewers highly recommend Mortgagesfullstop to others, citing their positive experiences and the expertise of the staff.
