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Get the mortgage you deserve, whatever your credit history

At Selective Mortgages Ltd, we specialise in providing mortgages, remortgages, and secured loans for clients who have past or current adverse credit registered. With over 20 years of experience within the adverse credit mortgage market, we have developed a deep understanding of the complexities involved in securing a mortgage with bad credit.

Our Expertise

We have access to a number of specialist bad credit mortgage lenders who will consider applications that do not meet with the strict criteria applied by high street banks. Our team of experienced mortgage advisors will assess your individual circumstances and provide you with the most competitive mortgage options available to you. We have assisted many clients who have been declined elsewhere, and we are confident that we can help you find the right mortgage solution for your needs.

Our Commitment to You

At Selective Mortgages, we are committed to providing a high level of service to all our clients. We believe that every client deserves a personalized approach, and we take the time to understand your unique circumstances and requirements. We will guide you every step of the way, from application to completion, ensuring that your mortgage journey is as smooth and stress-free as possible.

Our Services

We offer a wide range of mortgage services, including adverse credit mortgages, remortgages, secured loans, and more. Our team of experts will work with you to identify the most competitive mortgage options available to you, and we will provide you with regular updates on the progress of your application. We are always available to answer any questions you may have, and we will ensure that you are fully informed throughout the entire process.

Why Choose Us?

There are many reasons why clients choose Selective Mortgages for their mortgage needs. Our extensive experience, knowledge, and expertise within the adverse credit mortgage sector set us apart from other mortgage brokers. We have access to a wide range of specialist lenders, and we are not tied to a small panel of lenders, which means we can find the most competitive mortgage option for you. Our commitment to providing a high level of service and our ability to simplify the application process make us the ideal choice for clients who require a mortgage with bad credit.

Reviews (2)
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Positive: The reviewers praised Selective Mortgages for their exceptional customer service, professionalism, and expertise in securing mortgages for clients with troubled credit.

Exceptional Customer Service

The reviewers uniformly praised the exceptional customer service provided by Phillip at Selective Mortgages. They commended his ability to offer a personal and down-to-earth approach to mortgage advice, making the process easy and stress-free.

Professionalism and Expertise

Phillip's professionalism and expertise in the field of mortgages were highly praised. He was able to find lenders willing to help even when other brokers and lenders had declined, and he kept the clients informed every step of the way.

Responsive Communication

The reviewers appreciated the prompt and responsive communication from Phillip, who answered phone calls and messages immediately, providing regular updates and guidance throughout the mortgage process.

Trust and Reliability

The reviewers felt that Phillip was trustworthy and reliable, putting their minds at ease during a potentially stressful process. They appreciated his willingness to go the extra mile to secure a mortgage, even when faced with adversity.