Finding the right mortgage for you, every time.
At Mortgage Concepts Associates, we are a team of independent mortgage advisors based in London, covering London and the South of England, including Kent, Surrey, Sussex, Essex, Hampshire, Buckinghamshire, Hertfordshire, and Berkshire. We pride ourselves on providing innovative and independent advice from the whole market, ensuring that our clients receive the most suitable mortgage solutions tailored to their individual needs.
Our Services
We offer a comprehensive range of mortgage services, including first-time buyer mortgages, remortgaging, moving home, large mortgage loans, buy-to-let mortgages, second charges, equity release mortgages, lifetime mortgages, retirement interest-only mortgages, and specialist mortgages such as bridging loans. Our experienced advisors will guide you through the mortgage process, providing expert advice and support every step of the way.
How We Work
Our process begins with a fact-find, where we take the time to understand your unique situation and circumstances. We then discuss your options with you, making recommendations based on your individual needs. We do not charge any fees for our services, except in exceptional cases where a fee would be appropriate, and we would agree this in advance.
Our Expertise
Our team has many years of experience in arranging large mortgage loans, buy-to-let mortgages, and specialist mortgages. We have a deep understanding of the mortgage market and have built strong relationships with all major lenders, enabling us to find the most suitable mortgage products for our clients.
Mortgage Brokerage Experience
Positive Experience with a Mortgage Broker
The reviewer, Cloverleaf Phr, had a highly positive experience with their mortgage broker, Mike. Mike was able to alleviate the reviewer's initial apprehensions, stemming from previous bad experiences with other mortgage brokers, and provided a reassuring presence throughout the process.
Overcoming Challenging Circumstances
The reviewer's situation was complex, with poor credit and changing circumstances, but Mike was able to find a suitable mortgage that met their needs and had a sensible interest rate. Despite the challenges, Mike persevered and eventually secured an offer for the reviewer.
Professionalism and Patience
Mike's professionalism and patience were particularly noteworthy, as he was able to navigate the complexities of the reviewer's situation and ultimately achieve a successful outcome.
